Bite-Sized Lessons to Help You Get Your Financial House in Order
If you’re like me, you might have an interest in personal finance and spend hours reading about it… only to do nothing.
It’s one thing to think, “Hmmm, that’s interesting!” and quite another to figure out, “How do I actually apply this to my life?”
Yet the cost of inaction is real—whether it’s poor risk management, missed opportunities, or the psychological burden of never crossing those financial tasks off your to-do list.
That’s where this newsletter comes in.
My goal is to make personal finance approachable and actionable, with real-life case studies and simple action steps to help you bridge the gap between good intentions and meaningful progress.
Unlike other finance blogs, I don’t plan on writing about the latest market trends or hyping the latest investment fad. Instead, my focus is on helping you take practical steps to improve your financial security and peace of mind.
Topics You Can Expect
The Psychology of Money
Income and Spending
Saving and Investing
Tax Strategies
Credit Strategies
Risk Management
Estate Planning
What You’ll Get
Free Subscribers:
Bite-sized lessons with clear action steps and prompts to move your financial journey forward.
Free tools and Action Items I’ve created or curated to help you tackle key financial tasks.
Connection: Interact with me and fellow readers via comments.
Every post sent straight to your inbox—or enjoy an ad-free experience on the the Substack app with added audio and community features.
Paid Subscribers ($10/month or $100/year):
Everything above, plus:
Access to more advanced Action Items.
Connection: Interact with me and fellow readers via comments, access the paid subscriber-only chat, and receive invitations to live events and exclusive content.
Personalized prompts tailored to your financial life stage as I get to know you better.
Founding Members ($300):
All the above plus:
My heartfelt gratitude for supporting this community and newsletter in its early days.
About Me
I stumbled into the asset and wealth management world nearly 30 years ago—and I’m still fascinated by the global economy and capital markets.
But here’s the thing: despite my professional background, managing my own personal finances hasn’t always been smooth sailing.
Life happens.
Marriage, divorce, becoming a parent, losing a parent, buying a home, moving across the country—all these events left their mark on my finances.
And then there’s the curveball of health challenges. Thankfully, mine aren’t life-threatening, but they’ve forced me to scale back my work hours, which has directly impacted my quality of life.
When your income dips but your liabilities stay the same—or grow with children—it all comes down to one thing: cash flow.
This epiphany has reshaped my financial philosophy.
I’ve shifted from focusing on portfolio returns to prioritizing liquidity, diversifying savings and investment vehicles, and executing the small but impactful actions on which we often procrastinate.
Since I love sharing what I’m learning and thinking about, this newsletter will be a way to pass along lessons that can help you take meaningful steps to strengthen your financial life.
At the same time, I hope to foster a supportive, engaged community where we can learn, grow, and succeed together.
— Meredith
https://substack.com/@meredithgenova
Disclosure
This newsletter is written by someone who’s been knocked around by life and wants to help you avoid the same turbulence. I am not a registered financial advisor, portfolio manager, attorney, or accountant.
This newsletter is for informational and recreational purposes only. Any investment products mentioned are for illustration, not recommendations. Always do your own due diligence. Past performance is no guarantee of future results. Meredith Genova is Director of Marketing for AMG National Trust. All opinions expressed are her own and do not reflect the opinion of AMG National Trust or its affiliates.
Conflicts of Interest
Unless explicitly stated, references to products and services are unpaid and unsponsored.
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